Term Life Insurance provides coverage for a predetermined time (typically 10, 20 or 30 years). These policies only guarantee a death benefit payout to the beneficiary if the insured party dies during the specified term. Although some Term Life Insurance Policies may pay out if you have been diagnosed with a Terminal Illness having 12 months or less to live.

Because Term Life Insurance only covers for a set term, it is generally more affordable than Whole Life Insurance or Indexed Universal Life Insurance. I partner with a variety of companies to ensure competitive pricing and comprehensive coverage options.